Legal
Creator Terms of Service
Last updated 3 October 2026 · Vumio
In short
- Each campaign shows its pay rules before you join.
- New earnings are checked for up to 3 days before you can withdraw them.
- 5% tax is withheld when you withdraw and paid to TRA. The Smallest withdrawal is TZS 5,000, paid to a bank account in your name.
- Fake views or breaking the brief can cost you your earnings. You can ask Vumio to look again.
1. About these terms
These terms apply when you use Vumio as a creator. Vumio is a product of OohBit Innovations, Tanzania (“Vumio”, “we”, “us”). By creating a creator account or accepting these terms, you agree to them.
You must be 18 or older. Keep your name, phone number, birth date and bank details accurate and up to date.
2. Your account
Have one account and don’t share it. The TikTok, Instagram and YouTube accounts you link must be yours, and we may check that they are. Don’t misrepresent who you are or your audience.
3. Campaigns
When you join a campaign, you agree to follow its brief, deadlines and rules, including showing that a post is paid where the law or the platform requires it.
- UGC with review: you submit a draft first. The brand approves it, asks for changes (at most two rounds) or rejects it, naming the brief rule it breaks. Post the approved version as approved.
- Open UGC and Clipping: you post and add the link. Vumio checks the post against the brief with automated checks. If it doesn’t pass, a person at Vumio decides.
4. How you earn
Each campaign sets its own pay rules:
- Views needed to earn
- Open UGC and Clipping only. A post earns nothing until it reaches this many views. Once it does, all its views count.
- Engagement needed to earn
- Open UGC and Clipping only. Likes and comments as a share of views. A post earns nothing while it is below this. Once it reaches it, all its views count.
- Pay per 1,000 views
- What a post earns for every 1,000 views.
- Pay per post
- A set amount for each post that meets the brief.
- Posts paid per creator
- How many of your posts can earn in the campaign.
- Most a creator can earn
- The most you can earn from the campaign in total.
All pay comes from the brand’s Campaign budget. When it is used up, posts stop earning.
5. Earning states
- Pending
- Earned, and being checked for up to 3 days. For UGC with review, this includes the brand’s 2 days to report a post that doesn’t match.
- On hold
- Vumio is reviewing the post or your account, for example after a brand report.
- Ready to withdraw
- In your balance. You can withdraw it.
- Withdrawn
- On its way to your bank.
- Paid
- Arrived in your bank account.
6. Withdrawals and tax
- The Smallest withdrawal is TZS 5,000, counted before tax.
- Payouts go to a bank account only. The name on the bank account must match the name on your Vumio account.
- 5% tax is withheld from each withdrawal and paid to the Tanzania Revenue Authority (TRA). Any other tax on your income is yours to handle.
- You withdraw
- TZS 100,000
- Tax withheld (5%)
- TZS 5,000
- You receive
- TZS 95,000
Wrong bank details can delay your payout.
7. When earnings stop
A post stops earning when:
- it is removed or made private;
- it is edited so it no longer meets the brief;
- the tracking window ends, 14 days after the campaign ends;
- you reach Posts paid per creator or Most a creator can earn, or the Campaign budget is used up.
8. Fraud and fake views
Don’t buy views, use bots or fake accounts, or use any trick to inflate stats. If we find this, we may forfeit the earnings from the posts involved and suspend your account. Automated checks can put earnings On hold, but a person at Vumio decides before any earnings are forfeited.
9. Asking Vumio to look again
If you disagree with a decision, such as a rejected draft, a post marked as not matching, views not counted, earnings On hold or a payout problem, open a dispute in the app. Vumio will look again and tell you the outcome in the app and by email.
10. Your content
You own what you make. You let Vumio host, check and show your content to run the campaign and report on it. The brand may use it as the brief set out when you joined. Any other use needs your agreement.
You must have the rights to everything in your content, including music and the people in it.
11. Suspension
We may put your account on hold, or close it, if you break these terms or our Community Guidelines.
While on hold you can still sign in and see your records, but you can’t withdraw, join or apply to campaigns, submit drafts or add posts. New earnings stay On hold until the hold is lifted.
12. Privacy
Our Privacy Policy explains how we handle your personal data.
13. Liability
We provide Vumio as available and don’t promise campaigns or earnings. As far as the law allows, our total liability under these terms is limited to what we paid you in the 12 months before the claim. Nothing here limits liability the law doesn’t allow us to limit.
14. Law and disputes
These terms are governed by the laws of Tanzania. If something goes wrong, contact us first and we’ll try to resolve it. If we can’t, the courts of Tanzania decide.
15. Changes and contact
We may update these terms. The date at the top shows the latest version. Using Vumio after a change means you accept it, where the law allows.
Email [email protected] or WhatsApp +255 684 990 286.